There are many challenges facing hard-working families trying to maintain their way of life in rural America, but one of their greatest obstacles may be lack of access to a physical bank or credit union. Bank accounts are an important tool for financial stability for Americans of all income levels in all parts of the country. Having a bank account helps families save money securely, pay bills in a timely fashion, and better plan for their future financial needs. While many of us can drive a short distance, walk into a bank, and open an account, there are rural communities across our state and the country where physical bank locations are few and far between. Luckily, mobile banking is increasingly improving access to financial services and has become especially important for customers in rural areas.